Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with permanent kidney failure who need dialysis or a transplant. In fact, Medicare is divided into different parts to cover different types of healthcare needs.

Part A is hospital insurance that helps pay for hospital stays. Part B is medical insurance that helps pay for doctor visits and other outpatient care. Part C, also called Medicare Advantage, is an alternative to Parts A and B, offering extra benefits through private insurance companies. Part D helps pay for prescription drugs. Lastly, each part covers different services, making it easier for people to get the specific care they need.