Long-term care insurance helps pay for services that people need if they can’t take care of themselves because of aging, illness, or disability. These services can include help with daily activities like bathing, dressing, and eating. It’s important to know that Medicare, which is a health insurance program for older adults, usually does not pay for long-term care. But more and more health insurance programs are starting to add support for things like home safety and even hospital care at home.
If you want to learn more about long-term care insurance, you can call your health insurance company’s customer service phone number and ask about your benefits. You can also buy long-term care insurance from a certified insurance agent or a financial planner. These professionals can help you understand your options and find the best plan for your needs. Taking these steps can help you be prepared and make sure you get the care you need in the future.
